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About Us
Nokia Mobile Money Service is an exciting and innovative mobile payment service powered by Nokia, bringing consumers access to basic financial services via their mobile device. The services are delivered through partnerships with banks including Union Bank of India and Yes Bank across different parts of the country. Union Bank Money Services, powered by Nokia will be available across India by 2012. Mobile Money Services by Nokia follow any device, any operator, any bank approach delivering 100% interoperability for today's convenience-seeking, highly mobile consumers to enjoy financial services access anywhere, anytime.
The services offer a complete suite of rich functionalities including expedited bill payment, pre-paid recharge, person-to-person payments/money transfer, balance enquiry, person-to-merchant payments, and bank teller functions providing account opening, cash deposit and cash withdrawal at business correspondent locations. Making the service ubiquitous and easy-to-use Nokia is also pre-loading the Mobile Money client on all Nokia devices. Mobile Money Services from Nokia meets all relevant regulations established by Reserve Bank of India and security requirements such as PCI compliance.
Executive Profiles - NMPSIPL
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Balachandran Unni |
| Director - Business Development |
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Gary Singh
Gary Singh is
MD/General Manager Nokia Mobile Payment Services India. Mr. Singh, a
20-year veteran from Silicon Valley, has been part of the mobile
revolution from the early days of his career, which started with the
wave of POS automation that swept through the retail and banking
industries driving higher employee productivity and enhanced customer
experience. He was then part of the mobility based real time solutions
revolution which automated the supply chain and drove paradigm shifts in
the retail, manufacturing & logistics industries. More recently he
has been part of mobilizing the enterprise and consumers by taking
mobile technologies to new heights with standardization, scalability and
security. Throughout his career Mr. Singh has been at the core of
designing new products and solutions and then taking them to the market
with key responsibilities in the areas of product management, R&D,
marketing and sales.
Mr. Singh joined Nokia from Obopay where he was Senior
Vice President/GM for its India Business. Prior to Obopay Mr. Singh
served as Vice President of Marketing at Aruba Networks where he led IPO
related marketing and industry GTM strategy and execution. Prior to
Aruba, Mr. Singh served as GM and Director of Product Marketing and
Management for Nokia's Security and Mobile Connectivity group. Before
that, Mr. Singh spent a decade at Symbol Technologies in the wireless
infrastructure division where he helped pioneer the Wi Fi market. Mr.
Singh holds multiple patents in the area of mobile technologies and
graduated with BS in Economics from Punjab University.
Shreepad Shende
Shreepad has
diverse work experience of over 18 years in the financial services
domain. He has expertise in both B2B and B2C marketing. He joined
NMPSIPL in June 2011.
Prior to joining NMPSIPL, he has worked with companies
like ICICI Bank, HDFC Bank, TATA AIG Life Insurance Company and prior to
that a few stints in advertising agencies. He has handled multiple
assignments in the area of brand building, marketing, new product
development, managing loyalty programs, strategy and press relations.
He joined ICICI Bank in 2004 and as head - marketing for
Small and Medium Enterprises (SMEs) division at ICICI Bank, he was
responsible for setting up the marketing team for the SME group in this
role. He conceptualized and launched several innovative B2B marketing
initiatives. One such initiative called "Emerging India Awards" also
featured in Limca book of records and Shreepad was felicitated by the
then MD & CEO of ICICI Bank, Mr. K. V. Kamath for achieving this
feat.
Shreepad is a winner of ICICI Bank DNA exemplifier for
two years in a row 2006-07 and 2007-08 for DNA anchor - "Collaboration"
signifying - "striving not just to win as an individual but to win as a
team" and was nominated for the Leadership Management Program in 2006.
He was on Expert panel of judges at TATA-NEN hottest start-ups Awards
2008.
Shreepad is a graduate in electronics and holds a Post Graduate Diploma in Management from IMDR, Pune.
Rahul Singh
Rahul has over 20
years of experience in sales and distribution across FMCG and telecom
operators in the country having handled national and circle sales roles
with exposure to retail as well as corporate sales. He has worked with
leading FMCG and telecom companies in India like ITC Limited, Colgate
Palmolive India Limited, Tata British Petroleum, Airtel, Idea Cellular
and the Future Group.
He also has an experience in working in a start-up
environment and has worked with 2 start-up companies before joining
NMPSIPL. This includes Tata British Petroleum in lubricants and Tata
Docomo on the telecom operator side of the business.
Rahul has expertise in setting up sales teams and
operations, appointing distributors and channel partners. He has
managing large teams in the past. During his stint at Tata Docomo, he
was awarded the best Circle in the country in for 2009-10 across key
performance parameters like sales achievement, revenue targets and Sales
& Distribution indicators.
Rahul is 41 summers old, married and with a son of 11 years and enjoys music, travel and sports.
Balachandran Unni
Balachandran is a
Sales and Business Development professional with more than 20 years of
experience in building alliances for launching products in emerging
technology sectors including e-commerce, m-commerce & digital
payments.
Balachandran joined NMPSIPL in January 2011, and as part
of the start-up team he is responsible for developing a robust mobile
payments ecosystem in the country. These include building partnerships
with banks, telecom operators, service aggregators, merchants and large
enterprises.
Prior joining NMPSIPL, he was part of Obopay Mobile
Technologies India right from its inception in India in April 2007. He
was part of the team responsible for launching the first Prepaid Mobile
Payment service in India.
He also worked with OnMobile Global Ltd and Rediff.com.
At OnMobile Global, he setup the first mCommerce platform in India
leveraging SMS/IVR and WAP as the access channels and credit card as the
mode of payment. At www.rediff.com, he was instrumental in setting up
the first B2C ecommerce site in India, establishing new business
opportunities in areas of Enterprise Email solutions, Online Corporate
Gifting sites, Cash-on-Delivery etc.
Balachandran is an Economics Graduate and has a Senior
Management Program degree from IIM Calcutta. Is a committee member at
Mobile Payment Forum of India (MPFI) and aligned with IAMAI.
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Sripriya Ramachandra |
| Head, Finance and Commercial |
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Prakash Pai
Prakash is an
industry veteran in software products in the Banking and Financial
Services domain. He is very well versed with the onsite offshore
outsourcing and near shoring models of software business.
Before joining NMPSIPL, he was President at Nucleus
Software Exports Ltd. During his career, he has managed relationship
with customers across various continents and cultures, organization
types both multinational as well as local private and public sector
undertakings. He has led highly motivated productive team members and
his crisis management skills are most sought after.
In the past, Prakash has represented his company at
various global and domestic forums, including the investor meetings,
company AGM and business development events, and excels in networking
capabilities at C-levels and senior management of banks and financial
institutions.
He is a panel member for recruiting senior IT
professionals to public sector banks as an independent technical member.
Prakash is also a President of a charitable organization.
He has also worked with Bank of India , Walchandnagar
Industries and Tata Motors. Prakash is a graduate of Fergusson College,
Pune, and post-graduate of the Indian Institute of Technology, New
Delhi.
Abha Mehta
Abha Mehta is an
experienced financial services professional with over 20 years of
experience in operations, Service Quality and service delivery domain.
The business operations function in NMPSIPL is the service delivery
vertical of the business and together with Technology Operations is
responsible for delivering an exceptional customer experience.
Abha joined the NMPISL in Feb 2011 from GE Capital
Services India where she worked to prepare the operations platform for
the next level of business growth. As the Vice President Operations, she
supported the Asset based commercial lending products including
Healthcare, Distribution Finance, Commercial Vehicles and Commercial
equipment. She was also responsible for more structured finance products
like Promoter Funding, Corporate Loans, Trade Finance and Working
Capital Loans.
Prior to GE, Abha has held several leadership positions
with Standard Chartered Bank in Wholesale Banking -Standard Chartered
Services, Cash Management Services, Bank Card services, Internal Audit
and Operational Risk. Abha played a key role in the execution and
implementation of the strategic merger of Standard Chartered Bank and
ANZ Grindlay's Bank in India. She is a clear thinker who believes in the
power of teams and collaborative work practices. During her career
journey, Abha has successfully led many new and sustainable business
growth initiatives in the operations, Business Service Quality and
service delivery domain.
Abha holds a MBA degree in International Business from
Henley Management College London (UK) and is also an alumnus of Miranda
House, University of Delhi from where she completed her Masters in
Science.
Shalini Saini Singh
Shalini is the HR
manager for Nokia Money in India. She is responsible for end-to-end
design & implementation of people processes & systems at Nokia
Money. This includes resourcing/recruitment, performance management,
training & development, compensation management and employee
engagement.
Shalini' s career spans diverse roles including as a
specialist in the Training & Development domain and in business
operations.
Prior to this assignment, Shalini was part of the
Learning & Development, Organization Development and Talent
Management team at Bharti Group corporate office. In this role, she was
responsible for talent management & development of the top 50
leaders across the Bharti Group. She also played an active role in
managing the post-merger integration during the Zain acquisition in
Africa including cross-cultural sensitization and immersion.
She has also had stints with Ernst & Young as an HR
Consultant and GE Capital International Services (Genpact) in Business
Operations.
Her areas of specialization are Organization Design, Talent Management and Development.
Shalini holds a PGD in Personnel Management & Industrial Relations from XLRI, Jamshedpur.
Sripriya Ramachandra
Sripriya
Ramachandra is a Director on the Board of Nokia Mobile Financial
Services and heads the Finance and Commercial Function of the Company.
She joined Nokia India Private Limited in 2007 as the Regional Business
Controller (RBC). As the RBC of the Western Region, she handled a
business portfolio exceeding US $1 billion, and was a part of the
Management Team that planned and implemented Distribution best practices
across the region. Sripriya now heads the finance and commercial
function for NMPSIPL.
Before joining Nokia, Sripriya started her career with
BASF India, as a Management Trainee, where she spent over 12 years, in a
progressively growing career, in varied Financial and Commercial
functions. Her exhaustive stint at BASF covered Project Planning and
Implementation, Supply Chain Management, and Procurement functions. In
her last assignment at BASF she specialized in EXIM implications across
nearly 800 product lines of BASF India.
With distinctions, state and university ranks through
her academic career, she is a Graduate of Indian Cost and Works
Accountants and has done her Masters' in Business Administration,
specializing in Finance function. She is a certified SAP Auditor of ERP
projects. Her interests lie in propagating eco-tourism in the tree-line
areas of Himalayas and she is also an avid trekker.
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